"Euro Regular" Account

Rate Information

THIS ACCOUNT DOES NOT EARN INTEREST.

Minimum Balance Requirements

You must deposit $25.00 to open this account. You must maintain a minimum balance of $ 750.00 in the account each day of the month to avoid the monthly minimum balance fee.

Fee Schedule

Monthly minimum balance fee if the balance drops below $ 750.00 any day of the month	$10.00
Fee for each check and/or debit in excess of 15 within each monthly period	$0.25
Fee for stop payment of a check (per check or written order)	$15.00
Fee for check returns (per check or written order) for insufficient, unavailable or uncollected funds, postdated checks	$15.00
Fee for payment of each check or written order that originates or increases an overdraft	$15.00
Overdraft finance charge fees	24%
Daily charge over two (2) days in overdraft	$3.00
Monthly fee for "dormant" accounts (180 days or more with no customer related transactions)	$1.00
Fee for copies of documents (per page, per document):
-checks drawn on the account	$5.00
-account statements	$3.00
Fee for computer printouts of account statements (per page)	$3.00
Fee for check printing (per 200)	*
*(Cost of check printing varies depending on style of checks ordered)

This information is correct as of 10/31/2008. To obtain current information on fees, rates, and account terms, you may contact us at 751-7340.