TABLE FOR CERTIFICATES OF DEPOSIT
Types of interest on Certificate of Deposit effective through 11/24/2008
Interests payable at maturity up to
one year or annually for maturities
over one year
| $1,000 or more |
Interest Rate |
APY* (Annual Percentage Yield) |
| 1 Month |
3.000% |
3.04% |
| 2 Months |
3.000% |
3.04% |
| 3 Months |
3.000% |
3.03% |
| 4 Months |
3.000% |
3.03% |
| 5 Months |
3.000% |
3.03% |
| 6 Months |
3.250% |
3.28% |
| 1 Year |
3.500% |
3.50% |
| 2 Years |
3.500% |
3.50% |
| 3 Years |
3.625% |
3.62% |
| 4 Years |
3.750% |
3.75% |
| 5 Years |
3.875% |
3.88% |
*The Annual Percentage Yield is calculated considering that interest will be capitalized in your Certificate of Deposit account monthly. Subject to penalty for withdraws before the maturity date.